totalconsulta

Data for credit, risk and compliance decisions

Every check your analysis needs. All in one place.

150+ credit, vehicle, registry, legal and compliance checks on Brazilian individuals (CPF), companies (CNPJ) and license plates — right in our portal, with on-screen and PDF reports. No contracts with multiple bureaus: pay only for what you check.

  • LGPD compliant
  • Available 24/7
  • Official sources and licensed bureaus

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+2.000
connected data sources, public and private, in one portal
12
data verticals, from credit to international sanctions
150+
active checks by CPF, CNPJ or plate — and 28 on the way
24/7
portal online any time, on desktop or mobile

Built for teams that decide with data

  • Banks & lenders
  • Credit funds (FIDCs)
  • Car dealers & rentals
  • Insurers
  • Collections & legal
  • Compliance & procurement

Solutions

12 verticals. One provider.

From credit scores to the OFAC sanctions list: everything your analysis checks today across several bureaus, in a single platform.

See all checks (153) →
Coming soon

28 new checks

PIX anti-fraud and validation, online property registry, company credit limit, spending estimates and debt notices by letter, email and SMS.

We only email you when a check is released. No promotions.

How it works

Run checks in seconds, right in the portal.

Nothing to install or integrate: log in, pick the check and get the report instantly.

  1. 01
    Search by CPF, CNPJ or plate

    Pick the check in the catalog, type the document and click check.

  2. 02
    On-screen and PDF reports

    Organized results, ready to attach to your analysis or case file.

  3. 03
    Check history

    Every check your team runs is saved with date, user and purpose.

  4. 04
    Buy credits and use them as you go

    Each check deducts the catalog price from your balance. No monthly fee.

Industries

The right package for every decision.

Banks & lenders

Credit approval and limit reviews with scores, indebtedness and negative records.

  • SCR + Score
  • Bank Rating
  • Boa Vista Acerta

Credit funds & securitizers

Assess assignors and debtors before structuring or buying receivables.

  • Legal Dossier
  • National Protests
  • Registry + Revenue

Dealers, rentals & insurers

Full vehicle history before buying, financing or insuring.

  • Liens
  • Auction Score
  • Theft history

Public tenders & suppliers

Every certificate the tender requires, in PDF with verification code.

  • CND Federais
  • CNDT
  • TCU APF

Compliance, KYC & AML

Onboard clients and partners against national and international lists.

  • PEP
  • OFAC Sanctions
  • Restricted Lists

Collections & recovery

Up-to-date contact data and a view of lawsuits before negotiating.

  • Phone Lookup
  • E-mail
  • Lawsuits

Why centralize

One provider instead of ten.

Fewer contracts, fewer logins, less manual checking — with the same depth of data.

AspectSeveral providersWith TotalConsulta
ContractsOne per bureau or sourceOne contract
AccessA login on every site or bureauA single portal for all checks
ReportsEach source in its own formatStandardized report, on screen and in PDF
BillingSeveral invoices and minimumsPrepaid credits, no monthly fee
HistoryChecks scattered across systemsAll team checks in one place

Testimonials

How each team uses TotalConsulta.

Credit and risk 60% less time on credit analysis after centralizing credit and legal checks in one portal. No fixed costs from multiple bureaus: CrediFlow now pays only for what it checks. Read the full story →
Credit & risk
We centralized our credit and legal checks in one place. We cut analysis time by 60% and eliminated the fixed costs of multiple credit bureaus. Now we pay only for what we check.
Fernanda CostaRisk & Fraud Manager · CrediFlow
Vehicles & leasing
Plate and CNPJ checks are instant. What used to hold up our leasing operation for days is now approved in minutes, with the PDF report ready to attach to the contract.
Carlos Eduardo SilvaOperations Coordinator · Grupo Veloz Leasing
Compliance & legal
For due diligence we used to need several providers. Today we cover compliance, PEP lists and legal checks on a single platform. The security and convenience for our team are unmatched.
Juliana TavaresCompliance Analyst · Borges & Associados Advogados
Accounting & BPO
Validating new clients’ registration and legal status was a bottleneck. Now I get the full report in seconds and decide with confidence. An essential tool for my firm.
Mariana LopesPartner & Accountant · Vértice Contabilidade
LGPD compliantDeclared purpose for every check
Secure environmentEncrypted connection (HTTPS)
Official sourcesPublic agencies and licensed bureaus
In business since 2012CNPJ 16.478.619/0001-46

Credit and risk

How a lending fintech uses TotalConsulta

An example of a typical lending operation, showing where TotalConsulta fits into day-to-day analysis.

The profile

A fintech offering consumer credit (CDC) and SME financing nationwide, with growing volume, that needs to scale underwriting without losing margin or decision safety.

The challenge

Contracts with several bureaus, each with a monthly fee or minimum commitment; analysts logging into different portals and merging everything in spreadsheets; scattered history that is hard to audit and to track the purpose required by the LGPD.

The solution

Scores, negative records, SCR, protests and legal dossier on one screen. Prepaid credits instead of monthly fees: you pay only for the checks you run.

What changes

Standardized PDF reports that speed up analysis, no idle fixed costs, and a history of every check with user, date and purpose, ready for audits and the LGPD.

Featured in the press

  • The Wall Street Journal
  • Bloomberg
  • Forbes
  • Reuters
  • CNBC
  • The New York Times

Security & LGPD

Personal data handled with purpose and control.

Our checks serve people and companies that need to decide safely — and that are accountable for how they use each piece of information.

Read the Privacy Policy →
Individuals and companies

Both can buy credits after sign-up. Invoice details are collected at checkout.

Declared purpose

Every check is tied to a legal basis under Brazil’s LGPD: credit protection, fraud prevention or regulatory duty.

Audit trail

Record of who checked, when and for what purpose.

Data Protection Officer (DPO)

Rafael Mendes · dpo@totalconsulta.com.br — channel for data subjects to exercise their rights.

Getting started

From sign-up to your first check in 5 steps.

  1. 01Account

    Create your account with Google or email.

  2. 02Individual or company

    Both can buy. A company CNPJ is collected on the invoice, at checkout.

  3. 03Credits

    Buy credits and use them as you go.

  4. 04Check

    Search by CPF, CNPJ or plate right in the portal.

  5. 05Report

    Results on screen and in PDF, saved to your history.

FAQ

Before you sign up.

How does billing work?

You buy credits and each check deducts the catalog price from your balance. Higher volumes get special terms.

Is there a monthly fee or minimum volume?

We charge no monthly fee and no setup fee. On the prepaid plan, the minimum top-up is R$ 100.00. On the postpaid plan, the minimum monthly billing is R$ 300.00. Volumes above 5,000 checks/month get special pricing.

Do I need to install anything?

No. Everything runs in the browser, on desktop or mobile. Create your account with Google or email and you can buy credits right away.

Can several users share one account?

Yes. Each team member has their own login, and all checks go to the company’s history. The standard plan includes up to 10 users. Enterprise plans allow unlimited users with customizable permission profiles.

Can individuals sign up?

Yes. Individuals and companies can buy credits and run checks. Each check has its own price.

Ready to decide with better data?

Create your account in a few minutes, buy credits and run checks right away. Prefer to talk first? Speak to an expert.

Or chat with us on WhatsApp